Since receiving our licence in November 2013, it has been CUSOPs ambition to develop the 2nd phase of our programme, a direct debit service, to our Credit Unions.  That has now been completed and operating very effectively, we are now ‘retro fitting’ the Direct Debit Service to those credit unions that on-boarded to CUSOP this time last year  Credit Unions who sign up for on-boarding now will receive both Credit Transfer and Direct Debit services from day one and can now look at offering direct debits as part of the member offering