Complaints Handling

Introduction

CUSOP (Payments) DAC t/a CUSOP is committed to providing a highly efficient, reliable and secure level of customer service to all credit unions availing of our service.

In the event CUSOP receive a complaint about any aspect of our service, we will engage with the complainant to ascertain and resolve the complaint as quickly and as efficiently as possible and within the prescribed timeframe as set out below.

 

How to make a complaint:

To make a complaint, you can contact any member of CUSOP’s staff:

  • By Phone: 01 6146980
  • By Email: info@cusop.ie; or alternatively by post to:
    CUSOP (Payments) DAC,
    77 Sir John Rogerson’s Quay, Block C,
    Grand Canal Docklands,
    Dublin, D02 VK60

Should you not be happy with the outcome of your complaint and your Credit Union qualifies as a consumer* under the Consumer Protection Code, you may refer the matter to the Financial Services and Pensions Ombudsman.

 

Financial Services and Pensions Ombudsman

The Financial Services and Pensions Ombudsman is a free, independent service that assists in resolving complaints between financial institutions and their customers.

Financial Services and Pensions Ombudsman’s Bureau
Lincoln House,
Lincoln Place,
Dublin 2, D02 VH29

Phone: 01-567-7000
E-mail: info@fspo.ie
Website: www.fspo.ie

*Note: Not all Credit Unions fall within the definition of “Consumer” as set out in the Consumer Code 2012, and which provides for the above Complaint Handling Process.

The Consumer Protection Code 2012 defines “consumer” as:
a) a person or group of persons, but not an incorporated body with an annual turnover in excess of €3 million in the previous financial year (for the avoidance of doubt a group of persons includes partnerships and other unincorporated bodies such as clubs, charities and trusts, not consisting entirely of bodies corporate); or
b) incorporated bodies having an annual turnover of €3 million or less in the previous financial year (provided that such body shall not be a member of a group of companies having a combined turnover greater than the said €3 million);